Boats and Personal Watercraft
Some boats and watercraft are eligible for coverage under your homeowners insurance policy, but you may want or need additional coverages that you can’t get with a home policy. Boat and watercraft policies may include additional liability and physical damage written to specifically protect you in the case of injuries or property damage to others and/or their property for which you may be held accountable, as well as damage to your own boat and unattached property. Options are also available for towing and assistance on the water, fuel spill liability and wreckage removal, and like autos, uninsured watercraft coverage, protecting you against injuries sustained in an accident with an uninsured boater.
