Commercial Automobile and Truck Insurance
This type of insurance provides coverage for automobiles, trucks, and vans used for business purposes. While the major coverages are the same as with personal auto insurance, a business auto policy differs in many technical aspects. Commercial Auto policy provides liability, collision and comprehensive, medical payments, and personal injury protection (in some states), coverage for uninsured motorists, and lease gap. Auto insurance policies pay for damages due to an accident, or damages caused by fire, theft, flood, and vandalism. It also provides liability coverage for injuries to people and property damage when you are at fault in an accident.
